2016-17 Financial Planning Workshop Series


Presented by Fred Smith, Registered Investment Adviser.

  1. Fundamentals of Investing ... Sept 14, 2016 at 7:00 PM
    Personal Investor Profile: Time horizon, Risk tolerance, etc.
    Measuring risk and return, Risk-adjusted returns, Sharpe ratio, etc.
    Investment vehicles: Stocks and bonds, Mutual funds, ETFs, REITs and more


    Fundamentals of Investing Workshop: Presentation Slides.

    Fundamentals of Investing Workshop: Recorded Webinar.


  2. Building a Diversified Portfolio ... October 12, 2016
    Modern Portfolio Theory
    Building a diversified portfolio, Rebalancing strategies
    Investment Policy Statement

    Building a Diversified Portfolio Workshop: Presentation Slides.

    Building a Diversified Portfolio Workshop: Recorded Webinar.


  3. Introduction to Computerized Investing (Guest speaker: Al Zmyslowski) ... November 9, 2016.
    Websites and Spreadsheets: Top sites and useful tools
    SCCL data sources: Morningstar, S & P, Value Line … and how to use them
    Asset Allocation, ETFs and Roboadvisors: How these work separately … and together

    Introduction to Computerized Investing: Presentation Slides.

    Introduction to Computerized Investing: Recorded Webinar.
    Al Zmyslowski made a video for : part of planned presentation he could not get to in Webinar.


  4. Active versus Passive Investment Strategies ... December 14, 2016
    Passive Investor: Seeks to replicate the market at minimum cost
    Active Investor: Everyone who is not a passive investor
    How to decide where you stand

    Active Vs Passive Investment Strategies Workshop: Presentation Slides.

    Active Vs Passive Investment Strategies Workshop: Recorded Webinar.

  5. Retirement Planning ... January 11, 2017
    Accumulation phase, Incentives for starting early
    Account attributes: Traditional IRA, Roth IRA, 401(k), etc.
    Managing your retirement accounts

    Retirement Planning Workshop: Prsentation Slides.

    Retirement Planning Workshop:Recorded Webinar.

  6. Managing Your Cash Flow in Retirement ... February 08, 2017
    The three-legged stool: Social Security, Pension, Retirement portfolio
    Other tools: Reverse Mortgage, Annuities
    Long term care and umbrella liability insurance policies

    Files used in this Presentation:

    Managing Your Cash Flow in Retirement Workshop: Prsentation Slides.

    FPW6: Doe's Example Retirement Plan, XL SpreadSheet.

    Managing Your Cash Flow in Retirement Recorded Webinar.

    We're going to ask you for a favor... After viewing the FPW-6 video and slides we'd like you to fill out a quick survey to tell us how we're doing. The survey should be very quick to fill out, taking just 2-3 minutes.

    FPW-6: "Managing Your Cash Flow in Retirement" Webinar Feedback Survey

  7. Safe Withdrawal Rates from your Retirement Portfolio ... March 08, 2017
    Bengen’s 4% rule, variations
    Bucket techniques
    RMD strategy, Other withdrawal considerations

    Safe Withdrawal Rates from your Retirement Portfolio FPW7: Prsentation Slides.

    Safe Withdrawal Rates from your Retirement Portfolio Recorded Webinar.

    ScreenWarmerScreen Warmer Slide.

  8. Social Security and Medicare ... April 12, 2017
    Full Retirement Age, Early retirement, Delayed retirement
    Claiming strategies for singles and married couples
    Medicare and its myths.

    Social Security and Medicare FPW8: Prsentation Slides

    Social Security and Medicare Recorded Webinar.

  9. Estate Planning ... May 10, 2017
    Critical documents: Will, Trust, Advance directive, Power of attorney, etc.
    Practical considerations for an executor or trustee
    Dealing with your digital legacy: Email, Social media, Photo files, etc.

    FPW8: Estate Planning. (Previous version, will be updated before the event.)

All workshops will be held at Los Altos Library, 13 S. San Antonio Road, Los Altos, CA 94022 from 7:00 pm to 9:00 pm.

If you wish to attend remotely Register to Webcast.